.bkgnd {
	background-color: #990000;
	text-align: center;
	background-image: url(images/bkgnd.gif);
}
.titles {
	font-family: "Times New Roman", Times, serif;
	font-size: 12px;
	font-weight: bold;
	color: #ff0000;
	vertical-align: top;
	text-transform: uppercase;
}
.margins {
	padding-top: 18px;
	padding-right: 50px;
	padding-left: 50px;
	vertical-align: top;
}
.text {
	font-family: "Times New Roman", Times, serif;
	font-size: 12px;
	color: #ffca7f;
	vertical-align: top;
	letter-spacing: 1px;
}
.links {
	font-family: "Times New Roman", Times, serif;
	font-size: 12px;
	color: #dba207;
	vertical-align: top;
}